1. a check is a written order to pay a specific amount to the

a. drawer

b. drawee

c. payee

d. supplier

2. which of the following is not an advantage of online banking

a. efficiency

b. learning curve

c. transaction speed

d. availability

3. when preparing a bank reconciliation, bank service charges are

a. added to the balance per bank statement

b. deducted from the balance per bank statement

c. deducted from the balance per book

d. added to the balance per book

4. emails that pretend to be from the bank and attempt to obtain information is a type fraud called

a. spam

b. email fraud

c. phishing

d. truncation

5. which endorsement indicates the name of the company or the person to whom the check is to be paid?

a. blank endorsement

b. full endorsement

c. restrictive endorsement

d. special endorsement