1.) A mutual fund charges a 3% front-end load, a 3% back-end load, and a 1% expense ratio. You invest $1000 in the fund. Assume the funds investments return 9% per year. A.) What is the value of your account if you sell the fund after 5 years? (Note: For simplicity, you can assume the expense ratio counteracts a portion of each years gains. B.) Also what is the geometric average annual return of the portfolio, net of all the fees?