1) All things being equal, a home built with which of the following materials would be the least expensive to insure? a) Aged wood b) Bricks and mortar c) Plywood d) Logs and stucco e) Gold 2) From time to time you get water in your basement that causes some damage, particularly after a heavy rain, Is this covered under your standard homeowners policy? a) No b) Yes c) Yes, if the water level is under 10 centimeters d) Yes, as long as you report it to your insurer right away e) Cannot determine with information provided 3) Does your homeowners policy cover losses resulting from fire, tornado, cyclone, lightning, theft, falling airplanes, hail? a) All of the above b) None of the above c) Fire only d) All except theft e) Only cyclones 4) Which coverage will pay to replace a gazebo in yaour yard damaged by a rainstorm? a) Bodily injury liability b) Property damage liability c) Auto insurance d) Flood insurance e) Property damage for additional structures