$1.$ Assuming an employee is making $$50,000$ and contributes the full $6$ percent to the

$401($k$)$ plan, what would be the total amount the employee would have a vested right

to if they left the company after three completed years of employment under the

current graduated vesting schedule? If the company shifted to the cliff vesting schedule, what would the total amount be$?$

$2.$ Should Joe recommend shifting to the cliff vesting schedule? Why or why not?