1. Dave's home is covered for its replacement cost of $100,000 . The home suffers major fire damage, and Dave's detached garage (with a replacement value of $12,000 ) is also destroyed by the fire. How much will Dave collect for the detached garage? 2. The Wise Family insures their residence under a HO-3 for $100,000 under Coverage A. They own a cabin at Lake Muddy. The cabin is not insured under a Homeowners Policy. Most of the contents of the cabin are hand-me-downs from their residence. a. If a fire occurs at the residence, how much coverage is available for the personal property at their primary residence? b. If a fire occurs at the cabin, how much coverage is available for the personal property contained within the cabin?