1 - Define these terms:

Premium -

Deductible -

Coinsurance -

Stop Loss Protection (Max out of Pocket) -

2 - Watch the video called Deductibles and Coinsurance. Link: https://www.viddler.com/embed/60016a0e/?f=1&player=arpeggio&secret=80151420&make_responsive=0

How does someone calculate how much they will need to pay out of pocket given a similar situation.

3 -How can using a Preferred Provider reduce out-of-pocket expenses?

4 - What is a Flexible Spending Account (FSA)? What is the benefit of putting money into one of these accounts? If you don't use these funds on health expenses during a specific period of time, do you typically lose this money?

5 - What is a Health Saving Accounts (HSA)? Who can contribute to a HSA?What is the benefit of putting money into one of these accounts?

6 -What is Disability Insurance and why is it important to have?

7 - Most people over 65 are eligible for Medicare. (T/F)

Medicare pays for inpatient hospital care after a deductible is met. (T/F)

Medicare typically covers care in a skilled nursing home for more than 100 days during a benefit period. (T/F)

Medicare pays for in-home private caregivers. (T/F)

Medicaid provides medical assistance to low-income individuals. (T/F)

Medicaid typically covers care in a skilled nursing home for more than 100 days during a benefit period. (T/F)

8 - When should someone have life insurance coverage

9 - What is the Easy Method of determining Life Insurance needs?

Link: https://www.viddler.com/embed/fdbd9c9f/?f=1&player=arpeggio&secret=73237380&make_responsive=0

10 - What are the advantages and disadvantages of Term Life Insurance and Whole Life Insurance? Which is less expensive?

11 -

According to Clark Howard article. Link: https://clark.com/insurance/life-insurance/term-life-vs-whole-life-insurance/

What type of life insurance policy should the majority of people purchase and why?

Whole Life Insurance is only a good choice if you have income greater than how much?

12 - Kiplinger Article - Insurance Rates. Link: https://www.kiplinger.com/article/insurance/t004-c000-s002-5-factors-that-raise-insurance-premiums.html

According to the article in eLearn, what factors can influence insurance rates?