1.) Explain why it is difficult (major barriers to entry) for a firm to become a Monopoly in the U.S.? 2.) One of the goals of government (Federal Trade Commission and Justice Department) is to promote competition among companies and to protect consumers against companies forming a Monopoly. Explain how the government (previous Obama-Biden administration) actually helped firms in the healthcare industries become a Monopoly by implementing the Affordable Care Act (ACA), often called Obamacare. 3.) Explain in terms of the free-market system what policy changes you believe are necessary in creating competition in the healthcare industry to drive down prices