1. Financial highlights

Notes: Round off decimals to the nearest whole number

e.g., 54.3% 54%

54.5%55%

	2021 3/31 ORIX Bank	2021 3/31 Sumitomo Mitsui Bank	2021 3/31 Seven Bank
Loan	2230002	86594613	24329
Security	266432	35493879	78154
Deposits	1999172	142486668	782658
Negotiable certificate of deposit	305040	12760617	750
Total asset	2722080	228066567	1197158
Ordinary income	58116	2258017	135519
Ordinary expenses (excluding Overhead costs)	15043	802931	35899
Operating Gross profit	43073	?	?
Overhead costs	16166	1067621	64308
Ordinary profit	28732	534722	35312
Net income	19931	414737	25737
Loan-to-deposit ratio	97%	?	?
Security-to-deposit ratio	12%	?	?
Over Head Ratio	38%	?	?
ROA	0.73%	0.18%	2.15%

1. Operating Gross profit

ORIX BANK: 43073

BANK :

Seven BANK :

2. Loan-to-deposit ratio

ORIX BANK: 97%

BANK: %

Seven BANK: %

3. Security-to-deposit ratio

ORIX BANK: 12%

BANK: %

Seven BANK: %

4. OverHead Ratio

ORIX BANK: 38%

BANK: %

Seven BANK: %