1) From The Case Study Joanne and Warwick, Could you please fill the below Table and provide the working of the figures used Commitment Monthly Household income Monthly Home loan Gross annual salary Credit cards (limit $2,000) 2 $160 Expected annual bonus $1,667 Car loan $175 Supplementary income $1,667 Total financial commitments Total household income Commitment ratio 30 0 2) From The Case Study Joanne and Warwick, Could you please fill the below Table and provide the working of the figures used Household income Monthly Expenditure Monthly Gross annual salary Proposed home loan Expected annual bonus $1,667 Credit cards $160 Supplementary income $1,667 Car loan $175 Gross income Car running costs Less tax est 26 5 Living expenses Est home rates insurance $400 Net income Total expenditure Surplus Expenditure cover 30 ( Hint surplus as a total expenditure) Please provide the working of total expenditure amount Please provide the working of Net income amount Please provide the working of Surplus amount 3)From The Case Study Joanne and Warwick Step 3 3 show the working of Home loan monthly home loan amount Could you please explain how did one get that formula and the figure given as the monthly home loan how was it calculated as the answer provided does not total that figure

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Question: 1) From The Case Study: Joanne and Warwick, Could you please fill the below Table and provide the working of the figures used? Commitment Monthly

1) From The Case Study: Joanne and Warwick, Could you please fill the below Table and provide the working of the figures used?

Commitment	Monthly	Household income	Monthly
Home loan	?	Gross annual salary	?
Credit cards (limit $2,000) 2	$160	Expected annual bonus	$1,667
Car loan	$175	Supplementary income	$1,667
Total financial commitments	?	Total household income	?

Commitment ratio 30.0%

2) From The Case Study: Joanne and Warwick, Could you please fill the below Table and provide the working of the figures used?

Household income	Monthly	Expenditure	Monthly
Gross annual salary	?	Proposed home loan	?
Expected annual bonus	$1,667	Credit cards	$160
Supplementary income	$1,667	Car loan	$175
Gross income	?	Car running costs	?
Less tax est. 26.5%	?	Living expenses	?
		Est. home rates/insurance	$400

Net income	?	Total expenditure	?
Surplus	?

Expenditure cover % 30% (Hint: surplus as a % total expenditure) Please provide the working of total expenditure amount? Please provide the working of Net income amount? Please provide the working of Surplus amount?

3)From The Case Study: Joanne and Warwick Step 3/3 show the working of Home loan monthly home loan amount. Could you please explain how did one get that formula and the figure given as the monthly home loan how was it calculated as the answer provided does not total that figure?

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