1. full or gradual; six or three

2. full or gradual; six or three

3.nonconfributory or contributory ; shared by employer and employee or paid by the company; contribution or benefit; we all or they or we;

4. depends or does not depend; lather or smaller; less or more; do not set or set

5. ERISA or the traditional 401(k) plan or the Pension Protection Act

6. contributions or benefits

MUSASHI: I heard the HR manager say that the company uses the graded schedule. I'm not sure what that means. RINA: I remember this from personal finance class. Graded schedule assumes that vesting is MUSASHI: What's the other option? RINA: The cliff vesting schedule. Cliff vesting requires vesting over years. MUSASHI: Did you understand everything about the pension plans? Could you help me there? RINA: Surel A pension plan is a plan, which means that the contribution cost is - in addition, it is a defined plan, which means that the plan states how much have to contribute. MUSASHI: I heard the HR manager say that they offer two supplemental plans, but I only wrote down the profit-sharing plan. Under this type of plan, your account on the company's performance. This is because when profits are low, the company makes contributions to the plan, and when profits are high, it pays. However, emplovers. minimum and maximum amounts to be paid as contributions. What is the other plan? RINA: The other plan she mentioned is