1. Identify the ethical issues involved in this case. Please consult the handout A Framework for Ethical Decision Making.pdf for an overview of moral reasoning. 2. Discuss the values Stumpf modeled to Wells Fargo employees. What impact did that have on the culture of Wells Fargo? What could Wells Fargo have done differently to avert this cultural meltdown of ethical values? 3. Explain behaviors leaders can, and should, model in order to encourage ethical behavior in their organization. 4. Wells Fargo did have some systems in place, like the ethics hotline, to report unethical behavior, but it didn't work. Why do you think that is? What steps can leaders take to design systems that encourage ethical behavior rather than unethical behavior? 5. Discuss what business leaders should take away from this scandal