$1)$ If FNBNA is expecting a $$10$ million net deposit drain and use the securities to fullfil the drain. The securities liquidity index is $0\mathrm{.}95,$ by how much will pretax net income change if the drain is funded entirely through securities sales?$$

$-$$$606,122$

$-$$$375,339$

$-$$$550,000$

$-$$$705,263$

$-$$$474,490$

$2)$ If FNBNA is expecting a $$30$ million net deposit drain and the bank wishes to fund the drain by borrowing more money, how much will pretax net income change if the borrowing cost is the same as on its existing borrowed funds?$$

Group of answer choices

$-$$$3,000,000$

$$900,000$

$$612,000$

$-$$$900,000$

$-$$$612,000$