Question: 1 . Personal Property ( Cov B ) does not provide protection for the insured's personal property True / False 2 . State Farm (

1.Personal Property (Cov B) does not provide protection for the insured's personal property
True / False
2.State Farm(2) Homeowners insurance is designed for a one or two-family dwelling occupied by the owner and
used principally as a private residence. True / False
3.Personal property usually located at an insured's residence, other than the residence premises, is covered for
up to $1,000 or 10% of the Coverage B limit, whichever is greater. True / False
4.Martin and Tina have a friend over to the house. The friend slips on the kitchen tile and breaks her wrist. If
Martin and Tina are not legally liable, which coverage will help pay for the friend's medical expenses?
a.)Coverage L
b.)Coverage M
c.)Additional Coverages
d.)PLUP
5.)The Condominium Unitowners policy does not allow Loss Assessment to be increased. True /False
6.)The Location page includes the property address and questions regarding the location of the risk. True / False
7.)In general, the landlord's insurance generally covers the interests of the personal belongings or liability of the
renter. True/ False
8.)Which of the following is NOT the target market for renter's Insurance?
a.)The "urban new adult/active adult."
b.)Older Millennials ages 25-39 who are a few years into their careers, feel more financially secure.
c.)Recent college graduates
d.)Baby Boomer looking for additional coverage in addition to their Homeowner policy.
9.)Someone named Carla calls in to report that they tripped and fell on an icy sidewalk while at Kathy's house.
How should you handle this phone call?
a.)Pull up Martin's homeowner's policy to discuss what coverages and liability limits are available.
b.)Transfer the caller to ILR.
c.)Inform the caller that Martin was at fault and promise to make payment to indemnify him.
d.)Make an appointment for Carla to talk to the Agent. Personal
 1.Personal Property (Cov B) does not provide protection for the insured's

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