$1)$ Please select $4$ correct options from the options listed below $($A through J$)$: Please select the benefits below that private employers MUST provide to their employees. $(*$note: select four things$).$

A$)$ Unemployment Insurance

B$)$ Paid FMLA leave

C$)$ Short$-$term disability insurance

D$)$ Health Insurance

E$)$ Unpaid FMLA leave, if they have over $50$ employees.

F$)$ Pensions

G$)$ Workers Compensation

H$)$ Long$-$term disability insurance

I$)$ Social Security

J$)$ Life Insurance

$2)$ Please answer the question True or False: The Employee Retirement Income Security Act $($ERISA$)$ is the principal federal law regulating employee benefit plans, including pensions and $$welfare plans.$(***$ Please choose if it is True or False$)$

$3)$ Please answer the question: ERISA requires employers to $(***$ please choose the correct option A$-$G$)$

A$)$ inform employee of their benefits in writing through documents like SPDs

B$)$ deliver on all benefits promised

C$)$ refrain from abuse of discretion when deciding benefits claims

D$)$ provide reasonable claims and appeals procedures for benefit plans

E$)$ manage plans wisely and in employees$$ interests

F$)$ refrain from interference or retaliation when managing claims

G$)$ all of the above

$4)$ Please answer the question: Which statement below is TRUE? $(***$ please choose the correct option A$-$D$)$

A$)$ Federal ERISA rules that pertain to employee benefits are superceded by any state laws to the contrary.

B$)$ ERISA covers government$-$employer plans.

C$)$ Social Security is covered by ERISA.

D$)$ Employee Welfare Plans are essentially any benefit plans covered by ERISA that are not "pension plans".

$5)$ Please answer the question True or False: The abuse of discretion standard that is used to determine whether of not benefit plan administrators violated ERISA analyzes if the administrators made decisions in an "unfair and harsh manner" $(***$ Please choose if it is True or False$)$

$6)$ Please answer the question True or False: Benefit plan administrators must base benefit determinations on the company's official plan documents, have specific reasons for their decisions, and use all of the current and relevant information available to them when making their decisions $(***$ Please choose if it is True or False$)$

$7)$ When analyzing claims and appeals procedures according to ERISA regulations, which statement is FALSE? $(***$ please choose the FALSE option A$-$E$)$

A$)$ Please answer the question: The results of reviews must be communicated to employees within sixty days $($more quickly for some health insurance claims$).$

B$)$ Employees don't have to use their employers$$ claims and appeals procedures before going to court to sue for denial of benefits.

C$)$ There must be a procedure for appealing adverse benefit determinations, and the procedure must allow at least sixty days $(180$ days under group health plans$)$ for appeals to be filed.

D$)$ If a decision is made to deny a benefit claim, the specific reasons for the denial must be provided to the employee in writing.

E$)$ Decisions on initial claims generally must be made within ninety days, unless the claim is under a health plan, which requires a more timely decision.

$8)$ Please answer the question True or False: Under ERISA, fiduciaries owe a duty of loyalty to benefit plan participants to manage benefits plans and funds solely in their interest and for the purpose of providing them with promised benefits. $(***$ Please choose if it is True or False$)$