(1 point) (Exercise 5.21 ) A borrows $16000 for 10 years and agrees to make semiannual payments of $1300. The lender receives 13% convertible semiannually on the investment each year for the first 5 years and 11% convertible semiannually for the second 5 years. The balance of each payment is invested in a sinking fund earning 9% convertible semiannually. Find the amount by which the sinking fund is short of repaying the loan at the end of the 10 years. (1 point) (Exercise 5.21 ) A borrows $16000 for 10 years and agrees to make semiannual payments of $1300. The lender receives 13% convertible semiannually on the investment each year for the first 5 years and 11% convertible semiannually for the second 5 years. The balance of each payment is invested in a sinking fund earning 9% convertible semiannually. Find the amount by which the sinking fund is short of repaying the loan at the end of the 10 years