1. Suppose that Nathan and Mia work for the same employer, but they choose different medical plans based on their needs. Use the following examples to calculate their cost-sharing expenses (deductible, coinsurance, total out-of-pocket expenses, and percentage of expenses). Plan details Total example cost In this example, (1) Deductibles (2) Coinsurance amount (3) Total out-of-pocket (OOP) expenses (4) Percentage of OOP expenses to total costs Nathan's type 2 Diabetes (a year of routine in-network care of a well-controlled condition) Overall deductible: $1,500 Coinsurance: 10% Out-of-pocket Maximum: $5000 $8,000 Nathan would pay: Mia's Simple Fracture (in-network emergency room visit and follow-up care) Overall deductible: $3,000 Coinsurance: 15% Out-of-pocket Maximum: $6000 $2,000 Mia would pay: