1. Using the balance sheet for each year. P Balance sheet with assets as a percentage of total assets and liabilities as a percentage of total liabilities Banks in Your Region, Year 3 Assets (Use of Funds) Reserves Cash Items in process of collection Deposits at other banks Securities Federal government Provincial and local governmenta Loans Commercial and industrial Real estate Consumer Interbank Other Other assets (ie., physical capital) Total Liabilities (Sources of Funds) Chequable deposits Nontransaction deposits Savings deposits Smal-denomination time deposits Large-denomination time deposits Borrowings Bank capital Total Your Bank, Year 3 Your Bank, Year 2 Your Bank, Year 1 +7.25- 5.78 6.22 5.31 3.00- 2.10 1.88 3.00 2.00- 1.11 2.00 1.95 16.75 8.00 20.00 6.00 18.89 6.00 18.43 8.00 16.00 16.01 16.01 22.00- 22.00 22.01 16.00 22.00 15.00- 15.00 15.01 15.00 2.83 2.84 2.83 2.83 2.17- 2.17 2.16 2.17 7.00 7.00 7.00- 7.00 100.00 100.00 100.00 100.00 24.00 24.00 23.99 24.00 YR 21.00 16.54 21.00 JYR 14.00 14.00 14.00 21.00 14.00 SYR 11.00 11.00 11.00 11.00 iy R 24.00 24.00 24.00 6.00- 10.46 100.00 100.00 100.00 6.00 18.93 11.07 100.00