Question: 1. What is fintech, and how has it evolved over time? Who are the major players? What conditions have contributed to the emergence of fintech?

1. What is fintech, and how has it evolved over time? Who are the major players? What conditions have contributed to the emergence of fintech?

2. What are the four options that Costa could share with her client? What are the pros and cons of each choice? Which one should she recommend and why?

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