Question: 1. What is the most important factor to consider when purchasing Long-Term Disability Insurance and why? 2. From the standpoint of the consumer, what is

1. What is the most important factor to consider when purchasing Long-Term Disability Insurance and why?

2. From the standpoint of the consumer, what is the fundamental difference between term life insurance and permanent (or whole life) insurance?

3. In deciding between contributing to a traditional IRA or a ROTH IRA, what are some of the major factors that need to be considered?

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