Question: 1) Where do interest rates come from? Why would you be an idiot (excuse the harsh language) if you paid $1 today to receive $1

1) Where do interest rates come from?
Why would you be an idiot (excuse the harsh language) if you paid $1 today to receive $1 one year from now? In other words, Goop wants to borrow $1 from you right now so they can finance the acquisition of another fashion business. The firm promises to pay you back $1 at the end of the year. What are the reasons (and I need at least two here) that you would find such a deal totally unacceptable, and would demand more than $1 back from Goop at the end of the year?

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