1. You are handling a flood claim in Corpus Christi , Texas . Your policyholder has a flood policy on his Beach house . He stays in this Beach house for 2 months out of the year . He spends the rest of the time at his primary residence in Dallas , Texas . The replacement cost of the damages is $ 220,000 . The actual cash value of the damages is $185,000 . He is insured for the maximum coverage available of $250,000 . How much will you pay him on his claim ? Do not consider the deductible

A. 200,000

B. 250,000

C. 185,000

D. 220,000

2. William has filed a claim for hail damage to his roof. His Homeowner's policy has a Coverage A Limit of Liability of $650,000 and a Coverage B Limit of Liability of $425,000. He has a 2% Deductible . What is his deductible on this claim ?

A. $6,500

B. $13,000

C. $4,250

D. $10,750