10. Suppose all insurance buyers have the same utility function U(W)=InW, and the same initial wealth of $10,000. Assume there are 2 types of potential insurance buyers (same proportion) High Risk (50%) Probability Loss 10% $10,000 90% ESO 0 Low Risk (50%) Probability Loss $10,000 98% 98% 0 2% An insurance company cannot differentiate high-risk and low-risk buyers, and decides to offer full coverage insurance at a price of $1000. Will the company be able to make a profit? Explain using your calculations