11 Sam and Jan represent the same insurer. They often share commissions and help each other by submitting applications for one another despite who is acting on the behalf of Which of the following is true in this case? dWtkMnhTMJihuVjVEOU1uL_JJVZFhGdz09? a Their partership is none of their clients' business. b. They will be appreciated for their willingness to support each other in their businesses. c. Their behaviour is an example of misconduct for lack of disclosure. d They must form a formal partnership to continue working with each other. dWtkMnhTMjhuVjVEOU1uL3JvZFhGdz09? S Kelly's life insurance policy is up for renewal and her advisor, Dan, calls to make an appointment with her. Dan explains over the phone that the best option is to apply for a new poli He also says he will get a commission when the policy is approved. He makes a recommendation without evaluating her needs. Kelly is glad that she will be able to save some money an Has Dan acted objectively? dWtkMnhTMjhuVjVEOU1uL3JvZFhGdz09? a. Yes. He is putting Kelly's interests first by recommending a policy that will meet her needs and save her money. b. No. He should not recommend a new policy to get a commission when she could just renew her current policy. c. No. Dan should only make a recommendation when he knows Kelly's needs and which product is best for her. d. Yes. Although he is getting a commission from the renewal, the new policy will be cheaper for Kelly and they will both benefit. dWtkMnhTMjhuVjVEOU1uL3JvZFhGdz09? dWtkMnhTMjhuVjVEOU1uL3JvZFhGdz09? a Putting up a sign outside his office naming his new practice, "Gus Insurance Agent and Associates". b Distributing flyers to the community offering his services and listing the products that he provides. c. Listing his office hours on the door. d. Putting a sign in the window of the office listing areas of specific expertise that Gus specializes in. dWtkMnhTMjhuVjVEOU1uL3JvZFhGdz09 3