11) When purchasing a $210,000 house, a borrower is comparing two loan alternatives. The first loan is a 90% LTV loan at 10.5% for 30 years. The second loan is an 85% LTV loan for 9.75% over 25 years. Both have monthly payments and the property is expected to be held over the life of the loan. What is the difference between the two monthly payments in the first 300 months and what is the difference between the two monthly payments in the last 60 months? A) $138.18; $1,728.86 B) $1,590.68; $1,728.86 C) $1,728.86; $1,590.68 D) $138.18; $1,590.68 49) You obtained a 30-year $500,000 interest-only mortgage at a 10% interest rate. Payments are monthly. What are the monthly payments, and what will the final lump sum payment (in addition to the monthly payment) be in the last month? A) $4,387.86; $0 B) $4,166.67; $500,000 C) $4,166.67; $0 D) $4,387.86; $500,000