11.Bonds typically have higher long-term returns when compared to stocks.

a.

True

b.

False

12.One can hold a credit card issued by a stock brokerage firm.

a.

True

b.

False

13.The repayment of the principal of installment loans is made in a lump sum, and the repayment period of installment loans is 6 to 12 months.

a.

True

b.

False

14.The key to creditworthiness is to maintain your debt safety ratio at 50% or above.

a.

True

b.

False

15.American Depositary Receipts are denominated in the currencies of the foreign countries where the corporations issuing these ADRs are registered.

a.

True

b.

False

16.The most effective way to achieve financial objectives is through personal financial planning.

a.

True

b.

False

17.Diversification of investment securities increases risk.

a.

True

b.

False

18.Reallocation of the assets in a portfolio is called rebalancing.

a.

True

b.

False

19.Dividend income, capital gains distributions, and changes in the fund's share price are all sources of returns for a mutual fund investor.

a.

True

b.

False