#12 mostly please

This assignment aligns with module objectives 1 - 8. Moderately re Nerur But your 3464% Worstyr 235 faring-term moden who godtwth potentiel and don't need to Inne Etat of way, but Tu porod cvely For this assignment, you will compare mutual funds that all have the same investor motive. You will choose the best option for a person in their 20s putting money into a fund for retirement. Assume the investor has $5,000 to invest. Assume this individual is a moderate investor and plans to put half of their long- term investments into the U.S. stock market. You will compare the data for three funds, all of which invest in large company U.S. stocks. The first fund (IEOPX) is a traditional actively managed mutual fund. The second choice (VFINX) is an index fund. The third (SPY) is an exchange traded fund. As stated, all three invest in large company U.S. stocks. Answer all of the questions using the quote comparison below.It is critical that you watch the module videos on funds and take notes. Use those notes to guide you through the evaluation of these three funds. Data Points for Comparison: Voya Large Cap Growth Vanguard 500 Index SPDR S&P 500 ETF SPY IEOPX VFINX NAV $19.67 $434.09 $468.53 Minimum Investment None $3,000 Purchase of one share, so $468.53 Expenses (Mgmt+ 1261) 1.27% 0.14% 0.095% Load None None Possible Broker's fee because ETFs trade like stocks Deferred Load None None N/A Portfolio 97 37% US stock 98.93% US Stock 98.93% US Stock 3 year return 24.3436 21.7396 21.26% 5 year return 22.22% 19.709 19.21 10 year return 17 132 16.28 16.31 12 mo. Yield COM 11 123 Question 1 2 pts Review the investment minimums for each fund. If this investor has $5,000 to invest in a stock fund, are they limited by the minimum investment of any of these funds? Yes, IEOPX o Yes, VFINX Yes, SPY o None of the minimums exceed $5,000. Question 2 2 pts Which fund requires the largest minimum investment? IEOPX VFINX ISPY Question 3 Which of the funds has a front-end load? O IEOPX O VFINX O SPY All of the funds have a front-end load. O None of the funds has a front-end load. Question 4 3 pts Consider IEOPX: for every $1,000 invested, the fund pulls out Select 1 for expenses each year. D Question 5 3 pts Consider SPY: for every $1.000 invested the fund pulls out Select V for expenses each year, D Question 8 3 pts What is the most likely explanation as to why IEOPX has a very low 12-month yield compared to the other two funds. O IEOPX is focused on people in retirement who are concerned with current income. O IEOPX is not well managed. IEOPX invests in growth stocks rather than income producing stocks. Question 9 3 pts Review the three, five, and ten year returns for each fund. Which fund has the highest returns overall? O IEOPX O VFINX O SPY D Question 10 3 pts Why do you think VEINX and SPY have almost identical returns? Hint. Think about the differences between traditional funds Index funds, and ETFS. They are both invested in a brood representation of US stocks with the goal or beating the market Question 11 3 pts In class we learned that fewer than 22% of actively managed funds beat the market as a whole. In this case the Index fund and the ETF attempt to match the market and the actively managed fund (IEOPX) tries to beat the market. Has IEOPX been successful in beating the market? o Yes O No D Question 12 4 pts Rank the funds from your first choice (#1) for this investor to your 2nd and 3rd choices. Explain your reasoning using data from this assignment. Hint: a simple ranking of three funds does not answer the question. You must explain your thinking using data points from the analysis. Do not use NAV as a reason to rank one fund over another. NAV is only useful for comparing a fund to itself over the years. Example: First Choice: : reason this is my first choices and so on. ESH View Format Tools AH P 1 2 This assignment aligns with module objectives 1 - 8. Moderately re Nerur But your 3464% Worstyr 235 faring-term moden who godtwth potentiel and don't need to Inne Etat of way, but Tu porod cvely For this assignment, you will compare mutual funds that all have the same investor motive. You will choose the best option for a person in their 20s putting money into a fund for retirement. Assume the investor has $5,000 to invest. Assume this individual is a moderate investor and plans to put half of their long- term investments into the U.S. stock market. You will compare the data for three funds, all of which invest in large company U.S. stocks. The first fund (IEOPX) is a traditional actively managed mutual fund. The second choice (VFINX) is an index fund. The third (SPY) is an exchange traded fund. As stated, all three invest in large company U.S. stocks. Answer all of the questions using the quote comparison below.It is critical that you watch the module videos on funds and take notes. Use those notes to guide you through the evaluation of these three funds. Data Points for Comparison: Voya Large Cap Growth Vanguard 500 Index SPDR S&P 500 ETF SPY IEOPX VFINX NAV $19.67 $434.09 $468.53 Minimum Investment None $3,000 Purchase of one share, so $468.53 Expenses (Mgmt+ 1261) 1.27% 0.14% 0.095% Load None None Possible Broker's fee because ETFs trade like stocks Deferred Load None None N/A Portfolio 97 37% US stock 98.93% US Stock 98.93% US Stock 3 year return 24.3436 21.7396 21.26% 5 year return 22.22% 19.709 19.21 10 year return 17 132 16.28 16.31 12 mo. Yield COM 11 123 Question 1 2 pts Review the investment minimums for each fund. If this investor has $5,000 to invest in a stock fund, are they limited by the minimum investment of any of these funds? Yes, IEOPX o Yes, VFINX Yes, SPY o None of the minimums exceed $5,000. Question 2 2 pts Which fund requires the largest minimum investment? IEOPX VFINX ISPY Question 3 Which of the funds has a front-end load? O IEOPX O VFINX O SPY All of the funds have a front-end load. O None of the funds has a front-end load. Question 4 3 pts Consider IEOPX: for every $1,000 invested, the fund pulls out Select 1 for expenses each year. D Question 5 3 pts Consider SPY: for every $1.000 invested the fund pulls out Select V for expenses each year, D Question 8 3 pts What is the most likely explanation as to why IEOPX has a very low 12-month yield compared to the other two funds. O IEOPX is focused on people in retirement who are concerned with current income. O IEOPX is not well managed. IEOPX invests in growth stocks rather than income producing stocks. Question 9 3 pts Review the three, five, and ten year returns for each fund. Which fund has the highest returns overall? O IEOPX O VFINX O SPY D Question 10 3 pts Why do you think VEINX and SPY have almost identical returns? Hint. Think about the differences between traditional funds Index funds, and ETFS. They are both invested in a brood representation of US stocks with the goal or beating the market Question 11 3 pts In class we learned that fewer than 22% of actively managed funds beat the market as a whole. In this case the Index fund and the ETF attempt to match the market and the actively managed fund (IEOPX) tries to beat the market. Has IEOPX been successful in beating the market? o Yes O No D Question 12 4 pts Rank the funds from your first choice (#1) for this investor to your 2nd and 3rd choices. Explain your reasoning using data from this assignment. Hint: a simple ranking of three funds does not answer the question. You must explain your thinking using data points from the analysis. Do not use NAV as a reason to rank one fund over another. NAV is only useful for comparing a fund to itself over the years. Example: First Choice: : reason this is my first choices and so on. ESH View Format Tools AH P 1 2