#12 the answer $174.09 is provided. I need the step by step work that shows how we got this answer. Excel and financial calculators are not allowed.

Thank you

12. A loan of $8400 was received at a rate of 9% compounded quarterly. Payments will be made at the end of each month for 5 years. Determine the size of the payments. Simple interest is paid for part of a period. 13. In order to accumulate $20,000 at the end of six years for a down payment on a house, a couple makes equal deposits at the beginning of each quarter into an account which pays 5.5% interest compounded yearly. If simple interest is paid for part of a period, find the size of each deposit. ($701.77) 14. Deposits were placed at the beginning of every month for eight years into an account which earned 8% I920 000 accumulated at the end of the eight years, determine the size of the deposits