13*(hard question). You consider developing a rental apartment complex. It will cost you $1000,000 per year for two years (time 0 and time 1). Starting two years from now and forever (time 2 and later), you will be paying $20,000 per year for maintenance and making revenue $152,000 per year. What is the NPV of this project if the interest rate is 6%? Hint: it is a sum of a regular NPV and an infinite annuity. 14. How large was the decline in house prices during the housing bust of 2007-12? Pick the closest number: (1) 10%, (2) 30%, (3) 50%, (4) 75%