14. We studied many ways to transfer risk, which answer below is not a way to transfer risk a. Purchase Insurance usw.zaslow to vicom quasi b. Incorporate your Business C. Separate and Duplicate your Property d. Hold Harmless Agreements e. None of the above 15. Using Risk Avoidance as we discussed could have an adverse effect on your business svolled because of?2002bluminio a. Benefit of Avoidance is greater than the sum of the mean and mode b. Lost opportunities and unintended consequences C. The business could not experience and learn from their losses d. Lack of Funding from investors could create Financial Loss e. None of the above 16. You only want to increase your Deductible under what circumstances, please select the best choice? a. At your renewal before the next premium is due b. When the premiums increase c. After a loss because you are less likely to have another d. When you save on premium and you can afford the deductibles e. None of the above 17. There are several groups of people that can be involved in the Implementation Process except which one? a. Actuaries b. Risk Managers c. Insurance Carriers Companies d. Insurance Brokers e. None of the above 18. Insurance should return you to whole as you were before the loss and it is designed to best respond to which answer? a. Planned actions that increase operations b. Specific claims that could shut down the business c. Sudden and accidental events that create losses d. Interruption that creates a domino effect e. None of the above