18. Consider the following statement: "In a lease contract, it is typical to provide that there will be no termination of the lease by surrender or merger without the consent of the lender". Which of the following best describes this statement? (1) This statement is false because regardless of the circumstances, it is illegal to terminate a lease by surrender or merger. (2) This statement is false because this type of clause is only included in very unique circumstances, such as when the lender and borrower are relatives. (3) This statement is true because the lender may lose out on tax benefits if the ground lease is terminated. (4) This statement is true because the lender seeks to protect his or her security in the event that the ground lease in terminated. 19. In a/an market, market rent for a particular leased property is commonly contract rent. (1) inflationary; higher than (2) inflationary; lower than (3) declining; equal to (4) declining; higher than