1.Prepare comparative Balance Sheet (Horizontal Analysis and Vertical Analysis per item) for the years 2015-2016 and interpret the result and discuss your assessment on the company performance.

RO000 RO'000 ASSETS Cash and balances with the Central Bank of Oman Due from banks Loans and advances and financing to customers Investment securities Other assets Property and equipment Total assets 7 8 9 10 11 12 253,106 30,080 1,594,799 113,935 45,401 28.651 192,124 83,226 1,519,571 118,357 40,856 28,565 2,065,972 1,982,699 LIABILITIES Due to banks Deposits from customers Other liabilities Subordinated debt Taxation 13 14 15 17 18 12,056 1,637,152 59,503 70,000 4,162 9,404 1,601,162 71,751 70,000 4,363 Total liabilities 1,782,873 1.756.680 EQUITY Share capital 19 127,000 116,000 Legal reserve 20 35,821 33,368 General reserve 21 25,560 26,560 Subordinated debt reserve 22 34,000 40,000 Special reserve 23 2,400 Cumulative changes in fair value (72) (3,260) Retained earnings 8,390 13,351 Total equity attributable to the equity holders of the Bank 253,099 226.019 Perpetual Tier 1 capital bonds 24 30,000 Total equity 283,099 226,019 Total equity and liabilities 2,065,972 1,982,699 Contingent liabilities and commitments 37(a) 821,639 859,862 The financial statements were authorised for issue by the Board of Directors on 23 January 2017 and signed