1.Prior to reading this section, had you considered the effects of slavery and subsequent continued discrimination on the ability of (a) Blacks and (b) Whites to inherit and earn wealth, savings, and property? 2.What factors may affect the higher rejection rates of equally creditworthy Blacks for business and home loans? 3.Why might realtors steer Blacks to certainneighborhoods?4. What organizational steps can banks, mortgage companies, and realtors take to ensure they do not perpetrate credit and housing discrimination?