Question: 1What is the difference between being an ordinary holder vs. a HIDC? Explain. 2Ernest, who owed money to Will, offered will a check signed by

1What is the difference between being an ordinary holder vs. a HIDC? Explain.

2Ernest, who owed money to Will, offered will a check signed by Geri as the drawer and payable to "Bearer." Will asked Ernest to add his signature as endorser, claiming that otherwise ownership of the instrument would not pass to Wil. Was Will correct? Why or why not?

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