2 3 4 5 6 7 8 9 10 Instructions: Build two models to track the balances from making monthly payments on a student loan of $42000 over 20 years. Assume an interest rate of 5.3% for both models (APR). In the first model, make the standard payment to pay off the loan in exactly 20 years. In the second model, make the additional payment on top of the standard payment. This will result in paying the loan off early, and negative balances after that point. (that is ok for this assignment, but not good modeling practice in the real world) Use your models to answer the following questions: 11 25 12 26 13 27 What is the first month's ending balance without making the additional payment? What is the first month's ending balance with making the additional payment? What is the total interest cost over the first year without additional payments? 14 28 What is the total payments made for the loan without additional payments? 15 29 What is the first month with a negative ending balance with additional payments? What is the t