$25-5.$ Negotiability. Michael Scotto borrowed $$2,970$ from Cindy Vinueza. Both of their signatures appeared at the bottom of a note. The note stated, "I Michael Scotto owe Cindy Vinueza $$2,970($two thousand and nine$-$hundred & seventy dollars$)$ & agree to pay her back in full. Signed on this $26$th day of September $2009."$ More than a year later, Vinueza filed a suit against Scotto to recover on the note. Scotto admitted that he had borrowed the funds, but he contended$-$without proof$-$that he had paid Vinueza in full. Is this note negotiable? Which party is likely to prevail? Why? $[$Vinueza v$.$ Scotto, $30$ Misc$\mathrm{.}3$d $1229,924$ N$.$Y$.$S$\mathrm{.}2$d $312(1$ Dist. $2011)]($See Requirements for Negotiability.$)$