Question: 2 . As an advisor you recommend that Mary maximize her RRSP into a spousal RRSP , with Susan as the annuitant on an annual

2. As an advisor you recommend that Mary maximize her RRSP into a spousal RRSP, with Susan as the annuitant on an annual basis because Mary is in a higher marginal tax rate than Susan. Is this the best strategy? If so, why? If not, please offer an alternative strategy and explain why it is a more appropriate strategy.

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