2. Mr. Omar Abdullah aged 40 is working as Assistant manager in a bank earning a salary of RO3500. All these years, he has invested his excess earnings on construction of house and purchase of gold jewels. He will be having a savings of RO1500 after all his family expenses. He wants to invest this amount in different investment options with 50% of it going for liquid cash and remaining in long term investment with fixed returns.

a. Provide him with suitable investment opportunities to have a moderate return with the minimum level of risk expected by him. Provide proper reasons for advising those investment options. Discuss any two characteristics of those investments .

b. Create a portfolio (with actual numbers) with different investment options you have chosen with the average return on those investments in Oman in the last 3 years.

c. Explain are the major investment factors will be considered by you while making the investment options for this particular investor? (300 words)