2) No Binding Credit Constraint - in this phase there is a credit line limit ($3.2 M), but the simulation is NOT terminated if you violate it. The cash shortage shows up as a negative amount (shortfall) in Cash and Equivalents. 3) Binding Credit Constraint - in this phase there is a credit line limit ($3.2 M), but if you violate this limit, the simulation run is terminated. You need to log out of the simulation and restart to do another run. The terminated run is NOT counted as a completed run. 4) Credit Line Decision - in this phase you have to choose the source for your credit line. Three different options are offered, but in order for this run to count, must choose either the Flores or A&T option to see the impact of debt/equity combination financing