2 points 1. Any asset that is callable is difficult to measure in terms of its repricing characteristics. Mortgages are perhaps the best example, whereby prepayments change dramatically with interest rate changes. * True O False 2. If management expected interest rates to fall and shifted into long-term 2 points fixed rate assets financial with short-term liabilities, and if, instead, interest rates increased, the net interest income of the bank would fall. True False