2. The insured dies form a fall through a dormitory window on the tenth floor. The door to his room is locked from the inside and the window has no ledge outside the frame. There is no suicide note. He had not appeared to be despondent. Could you explain the handling of his life insurance? Wen would it be considered suicide? explain

The insured dies in avery high speed single-car automobile accident, on a clear day and with no apparent mechanical malfunction in the vehicle. He has been very depressed about his job and has undergone therapy with a counselor, during which he has discussed suicide; however, there is no note.

The insured contracts pneumonia after she is hospitalized due to injuries received from a fall from a ladder while rescuing old Mrs. Thames cat from a tree. She has a history of pneumonia and other serious respiratory problems. She dies of pneumonia thirty days after the fall.