Question: 2. Why do you think nobody else within Citigroup - except Bowen and Hunt - has blown the whistle thus far, when fraud and misreporting


2. Why do you think nobody else within Citigroup - except Bowen and Hunt - has blown the whistle thus far, when fraud and misreporting were pervasive (e.g., QA's reporting in Citi's Irving office; QC's reporting in Citi's O' Fallon, MO and Ann Arbor, MI, offices; fraudulent loans being submitted from Citi's correspondent lenders across the nation)
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