Question: 2. Why is it important to track your spending before creating a budget? 3. What are the six (6) steps in developing a financial plan?

2. Why is it important to track your spending before creating a budget? 3. What are the six (6) steps in developing a financial plan? 4. You decided to save 30% of your net income for retirement. Your mother says that number should be 50%. What do you think of your mother's advice
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