Question: 20. What should a practitioner do if a transaction involves the exchange or replacement of an existing financial product?a. recommend the exchange without reviewing the

20. What should a practitioner do if a transaction involves the exchange or replacement of an existing financial product?a. recommend the exchange without reviewing the new product's suitabilityb. ignore the client's current financial products as they are not relevantc. conduct a heightened suitability review to ensure the client's needs warrant the changed. only consider the potential commissions from the transaction

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