24. The difference between the life expectancy and healthy adjusted life expectancy is a measure of the average equivalent number of years lost due to:

1. bad health and disability.
2. a bad economy.
3. bad health excluding disability.
4. death of a breadwinner in the family.
5. to disability excluding bad health.

11. Identify the coverage that fills in the coverage gap that arises when the negligent party meets the financial responsibility law of the state, but the auto accident victim has losses in excess of the negligent drivers liability limit.

1. Stacking coverage
2. Supplementary motorist coverage
3. Nonfortuitous coverage
4. Underinsured motorist coverage
5. Uninsured motorist coverage

11. In a population pyramid, a pyramid with a very large base would mean a large number of:

1. old people.
2. smokers.
3. young children.
4. working individuals.
5. females.