25. Which statement is true? (LO6) a) Most states allow only unit banking. b) Most states allow unlimited branching. c) Most banks have national charters. d) None of the above. 26. To get a bank charter, you need to demonstrate each of the following except (LO6) a) that your community needs a bank or an additional bank b) that you have sufficient banking experience c) that you have enough capital to start a bank d) that you are of good character