29. A protective covenant may a specify all the rights and obligations of the issuing firm and the bondholders. b. require the firm to retire a certain amount of the bond issue each year. c. restrict the amount of additional debt the firm can issue d. none of the above 30. A(n) is a certificate which represents ownership of a foreign stock a. ADR b. SEAQ c. Nasdaq d. AMEX 31. A seasoned offering in the stock market is also known as a secondary offering is a. An IPO of an older management team. b. The sale of additional securities by a firm whose whose securities are already publicly traded c. A municipal bond d. A treasury bond. 32. On average, IPOs of firms tend to perform over a period of a year or longer. a. well b. poorly c. about the same as the S&P 500 index d. none of the above 33. Investors in Treasury notes and bonds receive interest payments from the Treasury. a. annual b. semiannual c. quarterly d. monthly