Question: (3) Based on past records, the claims arising from a portfolio of health insurance policies can be assumed to follow a Poisson distribution with a

 (3) Based on past records, the claims arising from a portfolio

(3) Based on past records, the claims arising from a portfolio of health insurance policies can be assumed to follow a Poisson distribution with a mean of 0.5 per year. Determine the probability that in three consecutive years, there are no claims in any of the two years.

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