3). Two Neighbors each face the same probability distribution for potential fire losses to their homes (55% chance of no loss, 25% chance of $12,500 loss, 10% chance of $25,000 loss, 8% chance of $50,000 loss, and 2% chance of $100,000 loss). They agree that they will face the risk together and share all losses equally. For example, if neighbor ones house suffers from $100,000 loss and neighbor twos house has no loss, they will each pay $50,000. What is the probability of each neighbor paying $25,000?