4 (1 point) Under the direct charge-off method, when a specific account receivable is written off, what account is debited and what is the effect of the write-off on net income and on assets? O debit Accounts Receivable; the write off decreases net income and total assets O debit Allowance for Uncollectible Accounts; the write off increases net income and total assets debit Uncollectible Accounts Expense the write off decreases net income and total assets O debit Uncollectible Accounts Expense; the write off increases net income and total assets