4. You've been saving and saving at 5% (with quarterly compounding), and you finally think you can afford all the items your dream board. You sit down to the following items on your bucket list: 2 week yoga retreat in Fiji with for $7,500, in two years but you advance pay by one year to secure your spot. You will sponsor your little sister to pursue her ballet dreams. You will assume all her monthly ballet fees of $575 per month for the next five years. You will finally learn how to speak Italian by hiring a private tutor for weekly lessons over the next two years, starting next week. You pay by the lesson and each lesson costs $120. You buy the rarest breed of dog who you name Loki for $5,000, payable upon delivery in 6 months. How does this plan cost today